Dear Investor:

How well fixed are you for retirement?

Before you say "OK...," consider these facts....

You're probably going to live longer - a lot longer - than your parents and grandparents.

(Over the last 100 years, life expectancy at birth for Americans shot up from just 49 years a century ago to 77 years today. I've already lived 8 years longer than both my grandfathers.)

But traditional investment markets are more chaotic than ever -- just ask the folks who lost a huge chunk of their retirement savings in the 9/11 stock market downturn or in the Great Recession that began in 2008.

The bottom line is that it's more difficult than ever to accumulate enough money to make sure you don't outlive your retirement savings.

How much money?

According to Kiplinger's Personal Finance, you need at least a million dollars to retire these days.

Most Americans don't have anywhere near that. In fact, the average retirement account for men and women ages 55 to 69 is a mere $42,500.

Maybe you have a good bit more than that.  But even if you have a million dollars sitting in your retirement fund today, periodic stock market crashes, drawn-out bear markets and resurgent inflation will be taking turns trying to shrink your retirement nest egg. 

I've made good money over the years with my investments, better than most, but I still had years when I took a licking.   You just can't sleep well without a cushion against bad markets.

Seldom-Noticed IRS
Rules can make you rich

The good news is: little-known provisions of the Tax Code allow you to create a special kind of IRA... An IRA that is far more powerful than what you'll get from any bank, broker or mutual fund.

Even if your financial advisor knows about it, he's not likely to let the cat out of the bag to you (or any of his other clients).  You'll see why in a moment.

The problem with ordinary IRAs - including Roth IRAs and even self-directed IRAs - is that they don't earn enough.  Here's why:

The average IRA is severely limited in the mutual funds, CDs or other investments it can buy.

The choices are often restricted to mediocre, under-performing "in-house" investments - often second-rate mutual funds - managed by the IRA's sponsor.  Even if you keep your IRA with a stockbroker, there still is a wide range of lucrative investments it just can't reach.

In other words, you don't have nearly the control you should over how the money in your IRA is invested.

No bank, broker or mutual fund is going to point this out.  They want to keep you tied to their products.  And that's exactly why you haven't heard of this special, high-powered IRA before now. 

I only found it by digging hard, but my effort paid off in a big way.  What I discovered was how to turn my slow-poke IRA into a high-speed money harvester.  I was so excited, I hired a tax attorney to confirm that the rules really mean what they say. 

And then I got the best tax news I've ever heard -- a way to take a big slice off my tax bill when I convert to a Roth IRA.

Lucky for all of us, the rules DO mean what they say.

Hidden danger to your wealth

In most cases, conventional IRA investments have been designed to generate fees for the sponsor instead of profits for you.  The result is sub-par performance.

In the good old days, when the S&P 500 gained 20% per year, your IRA could earn so-so returns and still leave you in good shape for a secure and early retirement.

But since the crash of 2000, all major indices - the Dow, the S&P 500 and the NASDAQ -- have posted negative returns.

That's 10 years of mostly down.

So mutual funds that only deliver average returns can ruin your plans, shrivel your nest egg and make retirement an almost impossible dream ... meaning you may have to work (or go back to work) years longer than you'd like.

Smooth Sailing Ahead for the Markets?

Probably not... Consider these facts:

• Mutual fund cash levels are at their lowest since the peak in 2007. (A VERY Bearish signal according to the highly respected forcaster, Bob Prechter)
• Some top market forecasters, including Marc Faber, are calling for a "W" shaped recovery or worse.  
• Nobody (not even Ben Bernake) knows when or how the Federal Reserve will clean up its unprecedented $1.4 trillion balance sheet.
• U.S. government debt is approaching 90% of GDP and soon will surpass 100% and reach the same level as Greece.
• If the whispers of exchange controls, financial "reform" or other protectionist moves turn into policy, markets would likely get hammered.

Get On Top With An
Open Opportunity IRA

In his new e-book Unleash Your IRA, former fund manager Terry Coxon breaks the story on how to transform your ordinary IRA into a wealth-building powerhouse and double or triple the gains in your retirement account -- or do even better!

There's a way for anyone to transform his ordinary, passive IRA into what Terry calls an "Open Opportunity IRA." 

Because it builds on your knowledge and skill and not just on your savings, an Open Opportunity IRA can earn a large pile of profits even if you're starting with a small amount of capital. 

Here's the key....

With an ordinary IRA, the custodian (every IRA must have one) is a bank, brokerage firm, mutual fund family or insurance company with investments to sell.  And of course, you're restricted to the custodian's generally mediocre products.

    An Open Opportunity IRA, on the other hand, holds only a single powerful asset -- a limited liability company (LLC) that you personally manage.  You can put virtually any investment you want into that limited liability company, not just stocks or the products your current custodian may be trying to promote.  

That puts you in the driver’s seat and opens up a new, rich world for your retirement plan.  And it works whether you want a traditional IRA or a Roth IRA.

Because you're in charge, you can apply all your business, professional and investment skills to nurture your IRA.  Plus, when you see an investment you like, you simply write a check.   No waiting for approval from a custodian and no sales gimmicks from your mutual fund advisor.   

And if you're not sure what you'd do with such broad investment freedom, Unleash Your IRA can help.   Starting on page 5 of the book, you'll find 15 high-return investments that you can make as manager of your Open Opportunity IRA's limited liability company.  And those 15 are just examples -- they only scratch the  surface of what you can do!

You can invest in nearly any promising vehicle under the sun –real estate, an explosive new businesses venture, a motel, a service business, a retail operation, privately issued stocks, mineral properties, small loans, foreclosure sales, tax liens, precious metals, foreign real estate – just about anything you want.  

And, of course, the returns are tax deferred (or with a Roth Open Opportunity IRA, they're completely tax free).

Want to keep some conventional investments in your Open Opportunity IRA?  There's plenty of room for them, including T-bills, stocks and CDs.  The rest of the money can go into nearly any investment you choose, including investments you'll never get from your stockbroker.

Plus, you'll always be in charge.  You'll always have the freedom and flexibility to change course quickly when you decide it's time.

And if you're thinking about converting your traditional IRA to a Roth, the right kind of limited liability company (LLC) can lop a big piece off your tax bill.

In Terry's informative guide to Open Opportunity IRAs, you will discover:

• How to harvest serious wealth for your retirement and do it much faster
• How to easily convert the ordinary IRA you have now into an Open Opportunity IRA
• How to own real estate and collect the rent checks as tax-deferred income for your Open Opportunity IRA
• Why ordinary self-directed IRAs can be so frustrating 
• 15 great investments you can make as manager of your Open Opportunity IRA - starts on page 5
• How an Open Opportunity IRA leads to a jaw-dropping reduction in the tax cost of converting to a Roth 
• Invest in a business and let your Open Opportunity IRA pick up most of the earnings tax-deferred or even tax-free
• How an Open Opportunity IRA strenthens your protection against lawsuits -- and can bring any judgement creditor to tears
• 5 ways to multiply the financial benefits of an IRA with the Open Opportunity formula
• Buy gold for your Open Opportunity IRA and store the coins privately at home for protection against inflation - page 6
  

That's enough to work a revolution for your retirement plans.  But the good news doesn't stop there.

• Why a bank, broker, mutual fund or insurance company should not be the custodian for your IRA -- and who should be instead 
• Invest your Open Opportunity IRA in profitable oil and gas or gold, copper or silver deposits
• A simple secret that can have your IRA riding in First Class
• Earn tax-deferred profits by lending your Open Opportunity IRA money to home buyers and home owners or to small businesses
• How an Open Opportunity IRA races ahead of a regular IRA that's limited to modest returns from passive investments 
• Why owning real estate in your Open Opportunity IRA -- even foreign real estate -- is so much better than investing in REITs
• How your Open Opportunity IRA can move quickly on any investment when needed  -- no waiting for anyone's approval 
• How your Open Opportunity IRA can earn 5 to 10 percentage points more than a CD
• The awful truth about ordinary self-directed IRAs (Hint: they're not so self-directed after all.)
• You can operate a business under your Open Opportunity IRA with your brother, friend or cousin -- but not with certain other relatives.   Find out why.
• How to take charge of your retirement account and manage its investment strategy on your own 
• How to buy debt-financed property with your Open Opportunity IRA... and when you should 
• How an Open Opportunity IRA protects your wealth from inflation 
• Operate a convenience store with the money from your Open Opportunity IRA. All perfectly legal.
• Step-by-step instructions for cutting thousands off your tax bill when you convert to a Roth Open Opportunity IRA

And to give you every possible advantage in building your retirement fund to the size you've been hoping for, Unleash Your IRA explains...

• How to trade commodities, options and futures inside your Open Opportunity IRA 
• How to buy certain stocks at huge discounts 
• Make even more money in your IRA using "splash over" strategies
• How to do your Open Opportunity IRA a big, profitable favor when you drill for oil or gas
• The one advantage you cannot receive from your IRA - it's strictly against the rules
• Accumulate royalties on patents, copyrights and trademarks in your Open Opportunity IRA without ever paying taxes
• This is big...A simple 4-step plan for starting a business for your Open Opportunity IRA 
• How your Open Opportunity IRA can protect against estate tax 
• How to get expert help setting up or converting your Open Opportunity IRA 
• And much, much more....

Trounce the Dow - tax-free!

Right now, someone is keeping your IRA on a very short leash, and the poor thing is starving in a warehouse full of pre-packaged, low-return, generic financial products.

In Unleash Your IRA, you'll learn how to snap the leash, rescue  your IRA from the low-return warehouse and put your business, professional and investment skills to work building big value inside an Open Opportunity IRA. 

You can earn so much more when you take charge - and all those earnings will flow into your IRA's tax-sheltered environment.  

Richer returns and tax-free compounding - that's how your IRA can learn to fly!

All over the country, men and women are switching to Open Opportunity IRAs - and getting returns that will make you want to throw your stocks away:

• Larry in Michigan knows the local real estate market. When he spotted a run-down rental house at a price he knew was a bargain, his Open Opportunity IRA laid out just $500 for an option on the property. He then turned around and sold the option for $10,000 to another investor.  
  
  That's right.  An investment of just $500 turned into $10,000.
  
  When Opportunity strikes, Larry can take advantage of it quickly through his Open Opportunity IRA.  As when Larry bought a house at a tax sale for $1,500 and quickly flipped it to a friend for $15,000, who fixed it up as a rental.   
• Meet Trent in Idaho, who rolled his old 401k into an Open Opportunity IRA. Now he uses his IRA to cash out mobile homes and resell them on contract. He's earning 14% to 17% per year on his IRA Money.
• Dan in Ohio invested part of his Open Opportunity IRA in a start-up software company that builds applications for city governments. He expects his investment to give him a triple-digit, tax-sheltered return by the end of the year.
• In his Open Opportunity IRA, Bill in Florida has dozens of small mortgages earning 15% to 19%. He likes to play it safe, so he never lends more than half of any property's value. He gets points as well, so if the homeowner refinances, his profit is even better.

TRIPLE your profits with an
Open Opportunity IRA

Whatever you're good at, whatever your experience and skills, if it has anything to do with business, investing, professional services or anything else that makes money, your after-tax pay-off will be much greater if you operate inside your IRA.  That's how you can make your retirement savings grow at the rapid clip you've been hoping for.

    If you could even come close to Bill in Florida … or Trent in Idaho … and earn 15% per year in you Open Opportunity IRA, you'd be on a glide path to a comfortable retirement.  In just 10 years, a retirement fund of $100,000 would grow to a handsome $404,555.  In 7 more years, you'd pass $1,000,000.

    Compare that with the return of an average mutual fund over the last ten years.  Did the fund's managers really earn all those fees?  Did you even keep up with inflation?

There's nothing worse than watching your hard-earned savings evaporate when the general market goes into a swoon.

Choice And Flexibility With Your IRA

Once you convert to an Open Opportunity IRA, you'll have the flexibility to make quick decisions about your investments, choosing to get in OR get out whenever you think it's time to move. Plus, you'll be able to leverage your skills, knowledge and experience to boost returns.

I don't know how much money you'll make with your Open Opportunity IRA. That all depends on you and how you manage it. You could decide to invest in something you already know well or you might commit to something you want to learn more about. It's your call.

And that's the point of switching to an Open Opportunity IRA: how you invest should be your call. 

You are the driver.  

You have the power to act and act quickly when YOU see an opportunity for high return.  You're not limited to the low-return, pre-packaged investment products that an IRA sponsor wants you to buy.

Five Reasons You Should Act Now!

1. Odds are, if someone else is managing your IRA investments, he hasn't learned much since 2008.  Did you sit and watch your retirement account lose 30%, 40% or  50% of it's value during the great financial meltdown that began that year?   
   
   If the market starts sinking again (which it easily could) you'll want to be in total control of your money so that you can act quickly and decisively to protect your wealth and even profit from economic turmoil.  
2. The economy's problems have created once-in-a-lifetime investment opportunities for those able to act!
   
   Since the beginning of the Great Recession, some absolutely incredible deals have emerged.  Property is selling for pennies on the dollar, tax lien investments are lucrative and plentiful and many physical commodities are set to boom.
   
   An Open Opportunity IRA allows you to Unleash your retirement funds to take advantage of those rich opportunities
3. Tax rates are going up --- and soon!
   
   The U.S. government is scrambling for cash.  It needs more money.  Your money.  And you can absolutely count on rising income taxes.
   
   The best way to preserve and grow your wealth is to fully exploit the tax advantages that the IRA rules allow.  With your Open Opportunity IRA you can fully leverage your skills, knowledge and capital in the most tax-efficient manner allowed by law.
4. Convert to Roth and save big
   
   With an ordinary IRA, deciding whether to switch to a Roth means weighing the tax now if you do convert against the tax later if you don't convert.   With an Ordinary IRA it can be hard to decide.  But in most cases the much smaller tax cost for converting anOpen Opportunity IRA to a Roth knocks the scale over.  Changing to a Roth becomes the right move.  
   
   An Open Opportunity IRA can cut the tax cost of converting to a Roth by 35% to 50%.  I know that sounds fantastic, but when you read chapter 10 of Unleash Your IRA and learn how it works, you'll say "Of course, Why didn't I think of that?"
   
   Cut the tax bill in half -- that's Samurai tax planning.
5. The door is still wide open
   
   Today the rules are on your side -- the law invites you to take complete charge of your retirement funds.  But revenue-hungry government might change the rules at some point.   If you convert to an Open Opportunity IRA now, your plan could be grandfathered under today's rules.   If you wait, you might be shut out.

The added profits you earn with a Open Opportunity IRA can easily make the difference between scrimping through your retirement years and living in complete comfort and security.  That's the value of this investment idea to you. 

If you're lucky enough to find a knowledgeable, trustworthy financial advisor, you could easily pay him thousands of dollars to investigate and then set up an Open Opportunity IRA for you -- and doing so would be worth every penny.

But now you can find out everything you need to know about how you can use an Open Opportunity IRAs for a small fraction of that cost with Unleash Your IRA.

The cover price of Unleash Your IRA is $97.  Some of our friends in the publishing business told us we'd sell a lot more if we'd offer a discount.  We thought about it and decided.... No.   

We're not going the discount price route because the cover price is already a steal.   For just $97 you can learn how to transform the dinkiest IRA into a money gusher -- a tax-free money gusher.

While we're not discounting the price, it's important to us that you get the greatest benefit possible from Unleash Your IRA so we are including three valuable resources to help you crank the valve on your money gusher to WIDE OPEN.

- - -

Order Unleash Your IRA today and we'll include 3 profit bonuses  - worth $473 -- absolutely FREE:

** PROFIT BONUS #1: Sample Operating Agreement (value: $395) ...an Open Opportunity IRA uses a specially-tuned operating agreement.  If LLC's are new to you, reading this sample operating agreement will give you a clear understanding of how they work.  Or if you're already familiar with LLC's, the operating agreement will show you the special provisions needed to keep in full compliance with IRS rules on IRAs.  

** PROFIT BONUS #2: How to Earn a low-risk 15 to 36% per year investing in Tax Liens (value: $39) ...one of the safest and most lucrative investments you can make anywhere, but absolutely turbocharged when done with your Open Opportunity IRA, tax lien certificates routinely pay a return of 15% to 36% a year. 

In your Profit Bonus Tax Lien Report, you will learn:

• How you can buy real estate for only back taxes even if the property has a mortgage
• Why tax liens are one of the oldest, most secure and profitable investments in America and yet almost nobody knows anything about them
• How tax liens have first priority collateral -- above even the bank that holds the mortgage and why that makes tax liens a perfect investment for your Open Opportunity IRA
• How tax liens are the easiest and safest way to profit from the down-in-out real estate market -- even if you have zero real estate experience
• The sinister reason nobody ever talks about the high returns available through tax liens
• How to start investing your Open Opportunity IRA's funds into tax liens right away
• Think the supply of tax liens is scarce? Wrong!  You'll be shocked to see how many go up for auction each year.  
• The four ways tax liens are auctioned off and which one is to your best advantage
• How to find out where, when and how to buy tax liens near your home
• Five keys to tax sale auction success
• Plus, much more

** PROFIT BONUS #3: Turning Your IRA into Gold (value: $39) ... how to buy physical gold with your Open Opportunity IRA and store it wherever you want (see my P.S. below for details on this wealth-building, privacy-protecting investment strategy).

Your personal IRA Advisor

On page 51 of Unleash Your IRA, you'll find the URL of a very special web site. Through this special link, you can call and talk to an IRA Specialist who can answer your questions about Open Opportunity IRAs. 

This team of IRA Specialists, available to readers of Unleash Your IRA, is the ideal solution for investors who want the benefits of a Open Opportunity IRA but don't have the time or desire to set it up on their own.  This is perfect for people who just want an expert to "take care of it."

100% Unconditional Money Back Guarantee
Review it risk-free for 90 days

Unleash Your IRA comes with our ironclad money-back guarantee....

If you are not convinced that an Open Opportunity IRA can bring hundreds of thousands of dollars in extra profits to your retirement account ...

Or if you are not 100% satisfied with our publications for any other reason ... or for no reason at all ... just let us know within 90 days.

We'll issue a fast, full refund without question or quibble. And the e-book - and all the bonus reports you've received -- will still be yours to keep. That way, you risk nothing. 

How to retire comfortably 

Once upon a time, a million dollars was a lot of money, and people who had a million dollars were considered rich.

Now a million dollars is considered the bare minimum to retire comfortably - and some experts place that figure at two or three million.

Americans have recently begun saving a bit more -- but only a bit more.  Which means that millions of people ... including those nearing retirement age ... still won't be able to stop working.

From 1960 to 1999, the American economy's rising tide brought broad-based prosperity.  Average personal net worth increased by a blessed 351%.

Virtually EVERYTHING went up; net worth, stock indexes and personal income.

But that era of prosperity came to an abrupt halt at the turn of the century, starting with the crash of 2000, in which investors gave up a painful $8 trillion in wealth.

If you're like so many other folks, you've counted on your stocks for your retirement nest egg.

But since 2000, the value of money in the S&P 500 has declined sharply -- and investing in the broad markets has been a losing proposition:

^{Since 2000, the value of $100 invested in the S&P 500 has sharply declined.}

On top of that, we're in the midst of the worst economic crisis since the Great Depression.

One in ten Americans is unemployed - and countless others have seen their paychecks get smaller and smaller.

Your best strategy for living well in retirement ... and having your retirement nest egg last for as long as you live ... is by earning above-market returns.

And the best way to earn superior returns for your retirement fund is through an Open Opportunity IRA, where the investments you make are up to you - and the profits grow tax-deferred or even tax-free.

There is no more important task for managing your wealth than converting your ordinary IRA into an Open Opportunity IRAs this year -- and the sooner, the better.

Every day you let your savings stagnate in an ordinary IRA earning barely average returns (which sometimes means negative returns), you're not just leaving money on the table, you're brushing it onto the floor.

So make a decision soon. Right now, the door is wide open for all the Open Opportunity IRA benefits and strategies I've described here. But no one knows when the rules might change in ways that close the door for newcomers. If you're interested in putting your IRA on a path for rapid growth, it would be a shame to be left on the outside looking in.

There is a world of good you can accomplish with your IRA, even if it's been idle or neglected for years. 

With an Open Opportunity IRA, you can relocate much more of your financial life to your retirement fund, where the money can shrug off the burden of year-by-year taxation. Then your retirement fund can grow tax-deferred and much faster than in any ordinary IRA.

I hope you don't wait to act on this no-risk offer

To order Unleash Your IRA and receive all the profit bonuses listed above and our assurance of a 100% money-back guarantee, click the Add to Cart button below:

You'll be glad you did.

Sincerely,

Bill Ferguson
Successful IRA Investor

P.S. Order today and you get a FREE copy of our latest Open Opportunity report, Turning Your IRA into Gold: How to Buy Physical Gold with Your IRA.

In it, you'll discover:

• The ugly truth about "fiat currency" ... page 2.
• How to easily avoid getting in trouble with the IRS when investing in gold ... page 13.
• How to use your Open Opportunity IRA to legally buy gold, store it anywhere and maximize your tax advantages ... page 3.
• The ultimate insurance policy against government meddling and wealth confiscation ... page 15.
• Best countries for storing your gold overseas ... page 16.
• 6 reasons to use a Open Opportunity IRA for buying and holding gold ... page 5.
• Easiest and safest way to buy gold online ... page 17.
• How to avoid losing a third of your gold profits to Uncle Sam ... page 6.
• How to buy gold coins in Austria's mint shop ... page 19.
• Which is better to hold in your IRA - gold or silver? Page 7.
• Keep your gold ultra-secure with "Das Safe" ... page 20.
• The 3 rules for purchasing gold with your IRA ... page 9.
• Where to find 300 gold sellers within a few city blocks all competing to give you the best price ... page 21.
• Only certain gold coins may be bought and held in an IRA - do you know which ones? Page 10.
• How to open a gold and silver savings account in Singapore ... page 22.
• How to find and work with a dealer to purchase gold ... page 11.
• Buying gold in the most economically free place on the globe (hint: it's not the United States) ... page 23.
• Shipping and storage requirements for gold bars and coins ... page 12.
• Where to store gold and silver in Panama ... page 24.
• And more....

To claim your free report on Turning Your IRA into Gold ... and order Terry Coxon's Unleash Your IRA guidebook ... click below now